How Much Mortgage Can You Afford in Canada?
Published on: 04/12/2025
Learn how much mortgage you can actually afford in Canada, including income rules, debt ratios, down payment requirements, and tips to maximize your approval.
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Learn how much mortgage you can actually afford in Canada, including income rules, debt ratios, down payment requirements, and tips to maximize your approval.

Understand Canada’s 2025 mortgage stress test rules, how lenders calculate approval, and how the stress test affects your mortgage affordability and qualification.